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Risks of Driving Without Insurance

All states have laws regarding the requirement for drivers and car owners to carry the minimally required amount of auto insurance coverage. Unfortunately, because state laws mandate auto insurance, there are huge risks of driving without it. Ultimately, the price you have to pay will outweigh the savings you experience by forgoing auto insurance coverage in Greensboro, NC. 

If you are driving without insurance, give our agents a call today at Glick Insurance to discuss coverage options available. 

What happens if I get into an accident without auto insurance?

If you are found at fault for an accident you will be held liable for everything for boldly injuries to property damage. You also risk paying fines, having your vehicle impounded, and having your license suspended. 

If you are not found to be at fault, you may still face fines, having your vehicle impounded, and having your license suspended. Additionally, without insurance, it is more difficult to receive compensation from the at-fault driver’s insurance company. 

What are the financial costs associated with driving without insurance?

Driving without insurance can be costly, especially when caught. The financial costs you pay can go beyond what you would have paid for insurance coverage. The consequences for driving without insurance varies depending upon the state where you were driving and pulled over. In most situations, if this is your first offense, you typically are fined and given time to get the required insurance. In some cases, you risk having your driver’s license and registration suspended until you pay the fines and show proof of insurance coverage. 

Do not let yourself get caught driving without auto insurance in Greensboro, NC. Call Glick Insurance today to discuss coverage options and get the coverage you need today. 

What could happen if I do not continue to carry home insurance?

People that are in the Greensboro, NC area should consider becoming property owners as there are a lot of long-term benefits that come with owning a home.  If you do have a property, having the right insurance is always very helpful and important. If you do not maintain the right type and level of insurance coverage for your home, you could face a few different risks. 

Damage that Will Not is Covered

One of the risks that come with not carrying home insurance is that you will not be covered if your home is damaged. Even if you maintain your home properly, there will always be a risk that your home could be damaged by a fire, bad weather, and other unpredictable events. If this occurs and you do not have insurance in place, you will need to pay for the damages yourself. This can be a significant expense that some may not be able to pay for.

Lack of Liability Protection

Property owners will also enjoy having home insurance as it offers liability support. If you have proper insurance and are named in a liability claim, your insurance plan may provide you with support and financial coverage. If you do not have coverage, you will lose this benefit and will need to pay for any liability damages out of pocket. 

Those that live in the Greensboro, NC area and are property owners always need to have proper insurance in place. If you are going to purchase an insurance plan here, speaking with Glick Insurance first is a good idea. As you are looking for an insurance plan, Glick Insurance will give you the support to choose a plan that will protect your home and give you valuable personal liability coverage. 

Do You Need Commercial Umbrella Insurance in North Carolina?

When you are getting commercial insurance in Greensboro, NC, it is a good idea to consider commercial umbrella insurance. You’ll never know if you need it unless you need it. You never want to be in the position of needing it, and not having it.

At Glick Insurance, we want North Carolina business owners to feel secure and protected every time they open their doors.

What is Commercial Umbrella Insurance?

Many of your existing commercial insurance policies will cover standard problems. Commercial umbrella insurance is intended to give you an umbrella of coverage over the problems in business that aren’t standard. Your existing coverage will cover claims when problems arise, but it may not be enough.

When it’s not, commercial umbrella insurance will be there to protect you. A commercial auto insurance claim may cover your standard claim, but you may wind up in court over it. That’s where your commercial umbrella insurance will come in.

That is just one crisis that commercial umbrella insurance can cover. It can also cover extreme problems of a slip and fall, equipment breakdown, or extensive property damage. There are many cases of defamation, libel, and slander that commercial umbrella insurance can cover as well.

Why Commercial Umbrella Insurance?

Serious and significant claims are what commercial umbrella insurance is for. Many businesses think they won’t need commercial umbrella insurance because they think they will never have a crisis that big. 

There are thousands of slip and falls in emergency rooms in the United States every day. Some of those claims are out for every penny they can get. 

Get a Quote

If you want to protect your North Carolina business from a serious insurance crisis, commercial umbrella insurance is the answer. Call Glick Insurance for a quote today.

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