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Burlington, NC 27215

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Why commercial insurance is good for your home business

Having your own business comes with a certain amount of risk. What that risk is, depends on the type of business you have. Choosing an independent insurance agent who has the experience to be able to help you decide what types of commercial insurance will protect you best is vital to the health of your business. In Greensboro, NC, Glick Insurance has a team of experienced agents who are ready to offer you the advice you require.

Home-based businesses now make up half of all businesses in the United States. It rises to sixty percent when it comes to businesses that have no employees. It does make sense, it is much easier to try out your entrepreneurial skills when you don’t have to worry about paying rent and utilities for a business location. But when you run your business from home, you need to handle your insurance as if it really is a business, not just a hobby. 

Commercial property insurance is something you should think about. Your home insurance might cover a few very basic things related to your business in the event of a covered peril damaging your home business, but it is not going to give you the amount of coverage you should have to cover everything you need to stay in business. 

Commercial liability is also a must if you are going to have anyone come to your home to do business. Your home insurance will not cover clients, customers, or vendors who visit your home for business purposes. 

If you use your personal auto to transact business, you should consider commercial auto insurance. Most policies won’t pay for the business use of a private vehicle. Keeping your business and personal financial responsibilities separate is good for both your business and your personal life.

Contact Glick Insurance in Greensboro, NC for all your commercial insurance needs.

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