Click to Call
Glick Insurance

2326 S Church St Ste C
Burlington, NC 27215

Get Directions

Glick Insurance Blog

Home insurance FAQs

Home insurance is not required by the state of North Carolina but it is required by your lender. Even if it isn’t mandated, it is a good idea to protect your major investment. Home insurance isn’t just one type of insurance, it provides a variety of different protections. At Glick Insurance in Greensboro, NC, customer service is our first priority and making sure you get the right insurance at the right price.

Does home insurance cover my personal property?

Yes, contents coverage is included with home insurance. You have two options; replacement cost and actual cash value. With actual cash value, the age of your items is taken into account. With replacement cost, older items can be replaced at today’s prices. Your personal property is covered in your home but also away from home when you travel and have it with you. 

Does home insurance cover flooding?

No, flooding is not covered by home insurance. Flood insurance is available for purchase if you need it. 

If I get termite damage will my home insurance pay for the repairs?

No, home insurance does not pay for termite damage. As a homeowner, the insurance company expects that you will maintain your home. You are responsible for getting termite prevention treatment and it is considered negligent for you to have insect damage to your home. 

If my dog bites someone, will my home insurance pay for medical bills?

As long as your dog is not one of the restricted breeds, home insurance should cover a dog bite. Check to make sure the breed of dog you have is covered. 

If I drive into my garage door, is it covered under my home insurance or auto insurance?

Since a garage door is part of your home structure, it is covered by home insurance. 

Contact Glick Insurance in Greensboro, NC for all your home insurance needs. 

What could happen if I do not continue to carry home insurance?

People that are in the Greensboro, NC area should consider becoming property owners as there are a lot of long-term benefits that come with owning a home.  If you do have a property, having the right insurance is always very helpful and important. If you do not maintain the right type and level of insurance coverage for your home, you could face a few different risks. 

Damage that Will Not is Covered

One of the risks that come with not carrying home insurance is that you will not be covered if your home is damaged. Even if you maintain your home properly, there will always be a risk that your home could be damaged by a fire, bad weather, and other unpredictable events. If this occurs and you do not have insurance in place, you will need to pay for the damages yourself. This can be a significant expense that some may not be able to pay for.

Lack of Liability Protection

Property owners will also enjoy having home insurance as it offers liability support. If you have proper insurance and are named in a liability claim, your insurance plan may provide you with support and financial coverage. If you do not have coverage, you will lose this benefit and will need to pay for any liability damages out of pocket. 

Those that live in the Greensboro, NC area and are property owners always need to have proper insurance in place. If you are going to purchase an insurance plan here, speaking with Glick Insurance first is a good idea. As you are looking for an insurance plan, Glick Insurance will give you the support to choose a plan that will protect your home and give you valuable personal liability coverage. 

Servicing States

  • North Carolina
  • South Carolina
  • Tennessee
  • Pennsylvania
  • West Virginia
  • Virginia
  • Georgia

Testimonials

Review Image
  • Auto Owners
  • Dairyland
  • National General
  • Nationwide
  • Penn National
  • Progressive
  • Safeco
  • Selective
  • State Auto
  • Travelers