Swimming through all the information about flood insurance can sink you quickly.
Fortunately, Glick Insurance in Greensboro, NC can throw you a life raft. We do more than just provide policies. Our experienced team can debunk the myths surrounding flood insurance.
Here are four facts about flood insurance that you should know:
Flood insurance is for everyone.
Flood insurance isn’t just for individuals who own a home. Landlords and condo associations may have their own plans, but these typically apply to the building structure only. Any damage to the interior, like furniture or appliances, may be excluded. Renters must fill this gap with their own plans.
Flood insurance is for all locations.
Flooding can occur anywhere. No matter where you live, you are at risk. And it’s much more common than you may think. In fact, a FEMA report stated that even residents in low-to-moderate risk areas are much more likely to face a flood when compared to house fires.
Flood insurance may not be included in other policies.
Homeowners and renters policies probably don’t shield you from flood damage. This is a common misconception. In reality, flooding is probably excluded altogether. Only a specific flood insurance policy will protect you from rising water.
Flood insurance is easy to add.
It’s simple to add flood insurance to existing policies. It’s purchased and issued by local, federally-supported companies. Pricing will vary. This is determined through a risk assessment based on your location.
Contact Us Today
Floods happen when you least expect them. And disaster can strike no matter where you live. Luckily, Glick Insurance offers more than just information. Serving the greater Greensboro, NC community, our agency can help you prepare for the unexpected with a flood insurance policy. Schedule an appointment today.