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Glick Insurance

2326 S Church St Ste C
Burlington, NC 27215

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North Carolina Boat/Watercraft Insurance Coverage

Boat/Watercraft Insurance in North Carolina

Featuring some fantastic water bodies, North Carolina is a paradise to lovers of boating activities. However, to ensure that your time in the water is worry-free, you need watercraft insurance to protect you and your boat when the unthinkable happens.

What is boat insurance?

Boat insurance covers a wide array of water vessels such as Jet Skis, yachts, sailing boats, performance boats, fishing boats, and many more. You see, activities like fishing, sailing, and cruising present inherent dangers that could damage your boat or cause physical injury to the boat users. For these reasons, you need boat insurance to protect you and your boat from various perils.

Is boat insurance mandatory in North Carolina?

Boat insurance isn’t required in the NC state, but if your watercraft is loan-financed, you need to maintain boat insurance until you settle the outstanding loan. But whether mandatory or not, every NC boater should consider investing in boat insurance.

Boat insurance options

The good thing with boat insurance is that it’s offered in various options to ensure that boaters have all-around protection. Some options include:

  • Liability coverage: Just like the roads, accidents can happen while using your boat in the water. As a result, you can be faced with property damages and medical expenses for damages caused to third parties. However, when you purchase liability boat insurance coverage, damages and losses caused to other persons are taken care of.
  • Collision coverage: Protects your boat when physically damaged in a boating accident.
  • Comprehensive coverage: protects your boat from non-collision risks like theft, vandalism, falling objects, and many more.
  • Uninsured/underinsured boater coverage: Suppose you are involved in an accident with a boater without proper watercraft insurance. In this case, injuries and damages you sustain won’t be fully covered. To that end, you need this coverage when an uninsured/underinsured boater hits you.

Get boat insurance today!

Are you looking for boat insurance in North Carolina? You can’t go wrong with Glick Insurance. Here, we understand that there is no one-size-fits-all boat insurance. With that in mind, we provide various boat insurance options to meet various individual needs. Contact us today for an affordable quote.

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Servicing States

  • North Carolina
  • South Carolina
  • Tennessee
  • Pennsylvania
  • West Virginia
  • Virginia
  • Georgia


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